Rocket Money alternative

A Rocket Money alternative that never touches your bank

Rocket Money works by linking your bank and card accounts to find recurring charges. That is convenient, but it means handing a third party read access to your financial accounts, and it is built around a single currency and a single person's finances.

Subvisory takes the opposite approach. You add subscriptions yourself, so nothing ever connects to your bank. In return you get true multi-currency tracking, shared team workspaces, and a tool focused purely on recurring spend, not a broad personal-finance app.

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Subvisory vs Rocket Money

Feature	Subvisory	Rocket Money
Bank / card connection	Never. You add subscriptions manually	Required to detect recurring charges
Multi-currency	10+ currencies, normalized totals	Built around USD
Team workspaces & roles	Yes (owner, admin, member, viewer)	Personal finance only
Financial data privacy	No access to your accounts	Reads linked account activity
Focus	Purpose-built subscription tracking	Broad budgeting + bill negotiation
CSV import / export & REST API	Yes	Limited
Availability	Global	Primarily United States

Comparison based on each product's publicly described features. Rocket Money is a trademark of its respective owner and is not affiliated with Subvisory.

Why people choose Subvisory instead

No bank connection, ever

If linking your accounts to an app is a non-starter, Subvisory is built for you. You enter subscriptions yourself, so your financial accounts stay entirely private.

Made for more than one currency

Track subscriptions in dollars, euros, dirhams, pounds, and more, and see a single normalized total. This is where consumer, US-first tools fall down.

Works for teams, not just individuals

Shared workspaces with roles and an activity log let a finance team, agency, or family office manage recurring spend together.

One job, done well

Subvisory is not trying to be your whole budget. It tracks recurring spend, forecasts it, and reminds you before renewals and trial conversions.

Private subscription tracking, free to start

No bank connection, any currency. Start on the Free plan and upgrade to Pro ($5/month) or Business ($25/month) when you need more.

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Frequently asked questions

Is Subvisory really free?

Yes. The Free plan lets you track subscriptions at no cost. Pro and Business plans add higher limits, team workspaces, and more, starting at $5/month.

Does Subvisory connect to my bank like Rocket Money?

No, and that is the point. Subvisory never connects to a bank or card. You add subscriptions manually, so your financial data stays private.

Can Subvisory cancel subscriptions or negotiate bills for me?

No. Subvisory is a private tracker and planner, not a bill-negotiation service. It shows you exactly what you pay and when, so you can decide what to cancel yourself.

Is Subvisory good for a business or finance team?

Yes. Team workspaces, roles, an activity log, multi-currency totals, CSV import/export, and a REST API make it a fit for agencies, finance operations, and family offices.